Background
EZ Money is a financial services provider specializing in payday loans, installment loans, cash advances, check cashing, bill payment, money orders, Western Union money transfers, prepaid debit cards, and related services. The company focuses on offering quick, convenient solutions for customers who need short-term financial assistance, especially those who may not have access to traditional banking options.
History
Founded in 1986 with its first store in Billings, Montana, EZ Money quickly became a pioneer in the alternative financial services industry. The company expanded rapidly, opening its flagship Omaha, Nebraska store in 1987, which remains in operation today. Over the years, EZ Money has continued to innovate, adding new services and expanding its reach throughout the Midwest. With over three decades in business, EZ Money is recognized for responsible lending and a commitment to customer service.
Types of Loans and Fees Charged
Loan Types: EZ Money offers payday loans, installment loans, and cash advances. Additional services include check cashing, bill payment, money orders, Western Union transfers, prepaid cards, and bitcoin consultation.
Loan Amounts: Loan amounts vary by state and product, typically ranging from $100 up to state-regulated maximums.
Repayment Terms: Payday advances are usually for two to four weeks, due on the borrower’s next payday. Installment loans have longer terms with fixed payments.
Interest Rates (APR): Payday loans carry high interest rates, with fees and APRs varying by state. Customers are advised to use these loans for short-term needs only.
Fees: Fees depend on the loan type, amount, and state regulations. All fees and terms are disclosed during the application process.
Locations
EZ Money operates retail locations in several Midwest states, including:
Nebraska
Iowa
Missouri
North Dakota
Michigan
Kansas
Customers can also apply for loans and access services online.
States Where Loans Are Offered and Not Offered
Available States: EZ Money currently operates in Iowa, Kansas, Michigan, Missouri, and North Dakota. Loan products and amounts may vary by state.
Unavailable States: EZ Money does not operate in states outside those listed above.
How to Contact EZ Money
Corporate Office Address: 2861 Capehart Rd, STE F, Bellevue, NE 68123-1786
Customer Service Phone: (800) 290-2179
Additional Phone Numbers: (402) 291-2620, (402) 455-2274, (402) 593-9230, (402) 393-6683, (402) 934-9490, (712) 256-0400, (712) 256-7800, (308) 384-4370, (402) 466-0044, (402) 738-1717
Email: [email protected]
Website: getezmoney.com
EZ Money is not BBB accredited and currently holds an F rating with the Better Business Bureau. The company is managed by Greg Wittmeier, Owner/Chief Operations Officer.
