Kentucky Cash Loans

Good news, Kentucky residents! If you are strapped for cash, can help you. offers a quick and confidential service: take two minutes to fill out your application, and within 90 seconds the approval will come through and an hour after that the funds will be waiting for you in your account. It is that easy.

Whatever your financial emergency- an unexpected car repair, repayment of a personal debt, a gift for that surprise wedding or an unexpected financial loss- is here to help. As a short-term loan, a cash advance is meant to be repaid quickly, within a couple of weeks. Other differences include the short application and approval process, and the lack of credit check. can help you immediately - no credit checks, just the money you need to get out from under your economic problem quickly. You can APPLY NOWonline, or you can contact us. Residents in most states can take advantage of’s reliable, confidential and secure service.

State Law

Kentucky state law requires cash advance lenders to be licensed. Payday lenders must submit a written contract that specifically outlines all of the charges and fees. Borrowers may not have more than two outstanding payday loans at a time as long as they do not exceed a total of $500. Payday advance lenders may not pursue civil or criminal action against a borrower for a defaulted loan.

Maximum Loan

$500 is the maximum payday advance loan, excluding fees, allowed by law.

Loan Terms

Loan terms vary - they can be anywhere from 14 to 60 days.


Kentucky law does not permit extensions or rollovers.

Fee Limits

Finance fees cannot exceed $15 per $100 of the amount borrowed.

Kentucky Cash Loan Debate

If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Kentucky Attorney General:

Office of the Attorney General
Capitol Suite 118
700 Capitol Avenue
Frankfort, Kentucky 40601-3449