New Jersey Cash Loans

In New Jersey there are many cash advance loan options to help solve those financial emergencies that could pop up between paychecks. You could drive to a cash advance store in your area, or apply for a loan at a bank. A fast and secure way to get the emergency cash you need is to go to CashLoan.org; your emergency cash can be in your account in an hour or less.

When urgent needs crop up such as car repair, a medical emergency, an unexpected school expense for your child, gifts for that surprise birthday party or an unexpected financial loss, a cash advance loan from CashLoan.org is ready to help. A cash advance loan is a short term loan - meant to be paid back in a couple of weeks. The application process is fast and easy with approval times as little as 90 seconds.

There’s no need to wait until your next paycheck to take care of your financial emergency - a cash advance loan is just a click away. Residents in most states can take advantage of CashLoan.org’s reliable, confidential and secure service. Simply APPLY NOW online or contact us today!

State Law

New Jersey state law prohibits payday loans. The law stipulates that payday loan lenders (and other small loan lenders) must comply with the state’s criminal and small loan usury laws which severally restrict the allowable interest rates and fees to levels much lower than what a payday lender usually charges. If a consumer has defaulted on a loan at least three times in one year, lenders are required to stop servicing that client for at least six months.

Maximum Loan

Not stipulated

Loan Terms

Not stipulated

Rollovers

Not stipulated

Fee Limits

Companies may charge any interest rate and fees that the consumer is willing to pay. However New Jersey law caps small loan rates at an annual rate of 30%.

New Jersey Cash Loan Debate

If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your New Jersey Attorney General:

Office of the Attorney General
25 Market Street
P.O. Box 080
Trenton, NJ 08625