When faced with a need for quick cash between paychecks, Hawaii residents need only to click on CashLoan.org from the comfort and convenience of their home computer and apply for a cash advance loan. The process is fast, easy, and confidential. Simply fill out the application and within 90 seconds you can be approved for a cash advance loan. After the approval, it only takes about an hour for the funds to be deposited into your account. Now that’s service!
CashLoan.org understands that emergencies happen. Whether it is a medical emergency, a car repair, a surprise party that requires a gift from you, or an unexpected school expense, a cash advance loan may be just the thing you need to take care of the situation. A cash advance is a short-term loan meant to keep you afloat between paychecks and, as such, usually is paid back within a couple of weeks. This service is confidential, secure and fast.
Hawaii has laws on the book that specifically target the authorization of cash advance loans. Borrowers may not have more than one outstanding payday loan at a time and lenders must submit a written contract that specifically outlines all of the charges and fees. Payday advance lenders may not pursue criminal action against a borrower.
$300 is the maximum payday advance loan, excluding fees, allowed by law.
Loan terms vary, but cannot exceed a maximum of 31 days.
Hawaii law does not permit extensions or rollovers not even for consolidation or refinance purposes.
Cash advance stores can charge 15% of the check’s face amount.
If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Hawaii Attorney General:
Department of the Attorney General
425 Queen Street
Honolulu, HI 96813