When faced with a need for quick cash between paychecks, Louisiana residents need only to click on CashLoan.org from the comfort and convenience of their home computer and apply for a cash advance loan. The process is fast, easy, and confidential. Simply fill out the application and within 90 seconds you can be approved for a cash advance loan. After the approval, it only takes about an hour for the funds to be deposited into your account. Now that’s service!
Financial emergencies can take you by surprise at the most inopportune times. When your car needs those vital repairs or that medical emergency demands immediate attention, there is often not time to fill out lengthy bank loan applications or hunt through your area for a cash store.
Why struggle and juggle finances between paychecks when you can alleviate your financial headache in about an hour? Residents in most states can take advantage of this easy-to-use service. APPLY NOW online for your cash advance loan at CashLoan.org or contact us today!
Louisiana state law requires cash advance lenders to be licensed. The laws for payday loans are titled the Louisiana Deferred Presentment and Small Loan Act which attempts to limit excessive fees. Payday lenders can charge a fee of 36% for a loan that remains unpaid by the due date. Payday advance lenders may not pursue criminal action against a borrower who offers to pay on an overdue loan (in the amount of at least $50.
$350 is the maximum payday advance loan, excluding fees, allowed by law.
Loan terms vary, but cannot exceed a maximum of 30 days.
Louisiana law does not permit extensions or rollovers. However, if a borrower pays 25% of the loan amount plus applicable charges, they are allowed to enter into a new loan agreement with the payday lender.
Finance fees cannot exceed 16.75% of the amount borrowed. The fees must be explicitly set forth in the loan agreement.
If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Louisiana Attorney General:
Office of the Attorney General – Consumer Protection
P.O. Box 94005
Baton Rouge, LA 70804