Illinois Cash Loans

If you need a cash advance loan in Illinois, then can help you get one quickly, efficiently and confidentially. Sure you could apply for a bank loan or drive to a local cash advance store, but why spend the time, energy and gas? The fastest way to alleviate financial emergencies is with a fast, secure and confidential loan from

Financial emergencies can take you by surprise at the most inopportune times. When your car needs those vital repairs or that medical emergency demands immediate attention, there is often not time to fill out lengthy bank loan applications or hunt through your area for a cash store.

A cash advance can be just what you need to pay for whatever unexpected expense finds its way into your life. There’s no need to struggle until your next paycheck. Residents in most states can take advantage of’s reliable, confidential and secure service. Simply APPLY NOW online or contact us today!

State Law

Illinois does not heavily regulate the payday cash loan lending industry. Borrowers are allowed to have two outstanding cash advance loans at one time. After the maximum 45 loan days, a borrower must wait out a mandatory 7-day cooling-off period before obtaining a new loan. Payday advance lenders may not pursue criminal action against a borrower.

Maximum Loan

The lower of $1000 or 25% of the borrower’s gross monthly income is the maximum payday advance loan.

Loan Terms

Loan terms vary- they can be anywhere from 13 to 45 days.


Illinois law does not permit extensions or rollovers.

Fee Limits

Finance fees cannot exceed $15.50 per $100 of the amount borrowed in a two-week period.

Illinois Cash Loan Debate

If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Illinois Attorney General:

Illinois Attorney General
Consumer Fraud Bureau
500 South Second Street
Springfield, IL 62706