If you need a cash advance loan in Virginia, then CashLoan.org can help you get one quickly, efficiently and confidentially. Sure you could apply for a bank loan or drive to a local cash advance store, but why spend the time, energy and gas? The fastest way to alleviate financial emergencies is with a fast, secure and confidential loan from CashLoan.org.
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Virginia has laws on the book that specifically target the authorization of cash advance loans. Cash advance lenders to be licensed. Lenders must also provide a written contract that specifically outlines all of the charges and fees and includes the phrase, “A payday loan is not intended to meet long-term financial needs.” A borrower may not have more than one outstanding payday loan at a time. Payday advance lenders may not pursue criminal action against a borrower
$500 is the maximum payday advance loan, excluding fees, allowed by law.
Loan terms vary - but must be a minimum of 7 days.
Virginia law does not permit extensions or rollovers.
Finance fees are highly regulated; there is a maximum fee of 15% of the amount borrowed. The lender may also charge a non-sufficient funds fee of $25 and up to $20 in collection costs.
If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Virginia Attorney General:
Office of the Attorney General
900 East Main Street
Richmond, VA 23219