Background
1st Choice Money Center is a regional lender focused on providing fast, easy, and responsible loans to help individuals and families manage unexpected expenses or consolidate debt. The company is known for its installment loan products, which are designed as affordable alternatives to traditional payday loans. 1st Choice Money Center emphasizes transparency, no hidden fees, and flexible repayment options to help customers become debt-free.
History
Founded in 2004, 1st Choice Money Center has over 20 years of experience serving customers in the Mountain West and Midwest. The company was established to offer immediate, accessible, and affordable loan solutions, with a commitment to customer service and responsible lending practices. Over the years, it has expanded its loan offerings and geographic reach.
Types of Loans and Fees Charged
Installment Loans: The flagship product, allowing customers to pay down both interest and principal with each payment. These loans are designed to be more manageable than payday loans and have no rollover fees or hidden charges.
Signature Loans: Unsecured loans based on the borrower’s signature and proof of income.
Car Title Loans: Secured by the borrower’s vehicle title.
Short-Term Online Loans: Quick, small-dollar loans for urgent needs.
Other Loans: Medical loans, bad credit loans, and loans for those without a bank account (in Utah).
Loan Amounts: $100 to $5,000.
Repayment Terms: Up to 24 months.
Interest Rates and Fees: Lower rates than typical payday loans; no hidden fees or rollover charges. All terms are disclosed upfront.
Locations
1st Choice Money Center operates multiple branch locations across Utah and Idaho, with additional service in Delaware and Missouri. Customers can also apply online or by phone.
States Where Loans Are Offered and Not Offered
Available States: Idaho, Utah, Delaware, and Missouri.
Unavailable States: Not available outside these four states.
How to Contact 1st Choice Money Center
Toll-Free Phone: 1-877-CASH-365 (1-877-227-4365)
Email: [email protected]
Website: www.1stchoicemoney.com
Branch Example: 1377 W 9000 S, West Jordan, UT 84088-9200
Store Hours:
Monday–Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 7:00 PM
Saturday: 10:00 AM – 4:00 PM
Sunday: Closed
Customers can also find additional branch locations and contact details on the company’s website.
