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Whatever your financial emergency- an unexpected car repair, repayment of a personal debt, a gift for that surprise wedding or an unexpected financial loss- CashLoan.org is here to help. As a short-term loan, a cash advance is meant to be repaid quickly, within a couple of weeks. Other differences include the short application and approval process, and the lack of credit check.
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Florida law authorizes payday lending, but with a strict rate cap that is the lowest in the country- 10%. Borrowers are only allowed one cash advance at a time and lenders must extend a 60-day grace period to borrowers who cannot repay a loan by the due date before initiating collection procedures.
$500 is the maximum payday advance loan, excluding fees, allowed by law.
Loan terms vary, but cannot exceed a maximum of 31 days.
Florida law does not permit extensions or rollovers.
Finance fees are highly regulated; there is a maximum fee of 10% of the amount borrowed. The lender may also charge a verification fee.
If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Florida Attorney General:
Office of the Attorney General
PL-01 The Capitol
Tallahassee, Florida 32399-1050 /