South Carolina Cash Loans

When faced with a need for quick cash between paychecks, South Carolina residents need only to click on from the comfort and convenience of their home computer and apply for a cash advance loan. The process is fast, easy, and confidential. Simply fill out the application and within 90 seconds you can be approved for a cash advance loan. After the approval, it only takes about an hour for the funds to be deposited into your account. Now that’s service!

Whatever your financial emergency- an unexpected car repair, repayment of a personal debt, a gift for that surprise wedding or an unexpected financial loss- is here to help. As a short-term loan, a cash advance is meant to be repaid quickly, within a couple of weeks. Other differences include the short application and approval process, and the lack of credit check.

There’s no need to wait until your next paycheck to take care of your financial emergency - a cash advance loan is just a click away. Residents in most states can take advantage of’s reliable, confidential and secure service. Simply APPLY NOW online or contact us today!

State Law

South Carolina state law requires cash advance lenders to be licensed. Written contracts must specifically outline all of the charges and fees. Before entering into an agreement, the payday lender must verify the borrower’s account. The contract must also include a phone number and address to the consumer for the purposes of filing a complaint. Payday advance lenders may pursue all legal action against a borrower.

Maximum Loan

$300 is the maximum payday advance loan, excluding fees, allowed by law.

Loan Terms

Loan terms vary, but cannot exceed a maximum of 31 days.


South Carolina law does not permit extensions or rollovers.

Fee Limits

Finance fees cannot exceed 15% of the amount borrowed. A collection fee of the actual charge or a $10 non-sufficient funds fee may be incurred (whichever is less).

South Carolina Cash Loan Debate

If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your South Carolina Attorney General:

Office of the Attorney General
PO Box 11549
Columbia, S.C. 29211