Background
AAA Payday Cash is an online payday loan provider that offers fast, confidential, and convenient short-term loans for individuals facing unexpected expenses or cash flow gaps. The company’s mission is to provide quick access to funds for customers who may not qualify for traditional bank loans, with a focus on operational excellence, privacy, and customer service.
History
AAA Payday Cash has been serving customers seeking emergency financial solutions for several years. The company has built its reputation on providing a simple, hassle-free application process and rapid funding. Thousands of people each month use AAA Payday Cash to bridge the gap between paychecks and cover urgent expenses such as medical bills, car repairs, or other unforeseen costs.
Types of Loans and Fees Charged
Loan Types: Payday loans and cash advances.
Loan Amounts: Up to $1,000, deposited directly into the customer’s bank account within 24 hours of approval.
Repayment Terms: Loans are typically due in full on the borrower’s next payday, usually within two to four weeks. If the next payday falls within seven days of loan approval, the due date is set for the following payday.
Interest Rates (APR): AAA Payday Cash charges $25 per $100 borrowed, with APRs ranging from approximately 304% to 1303%, depending on the loan amount and term.
Fees: The main fee is $25 per $100 borrowed. Additional fees may apply for late payments or extensions. Customers may request up to four extensions (not to exceed 12 weeks), provided they contact the company at least two days before the due date.
Locations
AAA Payday Cash operates exclusively online, allowing customers to apply from the comfort of their home and receive funds quickly.
States Where Loans Are Offered and Not Offered
Available States: AAA Payday Cash offers loans in states where payday lending is permitted by law. Eligibility may vary based on state regulations.
Unavailable States: Loans are not available in states with strict payday lending regulations or bans.
How to Contact AAA Payday Cash
Email: [email protected]
Phone: (866) 606-LOAN (5626) (toll-free)
Fax: (866) 472-3714 (toll-free)
