North Carolina Cash Loans

A cash advance loan from CashLoan.org is just a click away for North Carolina residents. Once approved, your cash advance loan will land into your account in as little as one hour, so there's no waiting for funds. The application procedure so quick and easy, you’ll be amazed.

An emergency car repair, a medical emergency, a gift for that surprise birthday party or an unexpected financial loss are just some of the emergency financial problems that could surprise you between paychecks. CashLoan.org offers a quick and confidential service: take two minutes to fill out your application, and within 90 seconds the approval will come through and an hour after that the funds will be waiting for you in your account. It is that easy.

CashLoan.org can help you immediately - no credit checks, just the money you need to get out from under your economic problem quickly. You can APPLY NOW online, or you can contact us. Residents in most states can take advantage of CashLoan.org’s reliable, confidential and secure service.

State Law

North Carolina state law prohibits payday loans. The law stipulates that payday loan lenders (and other small loan lenders) must comply with the state’s criminal and small loan usury laws which severally restrict the allowable interest rates and fees to levels much lower than what a payday lender usually charges.

Maximum Loan

Not stipulated

Loan Terms

Not stipulated

Rollovers

Not stipulated

Fee Limits

Finance fees cannot exceed 15% on the maximum loan of $300. A rate cap of 36% per year applies to small loans.

North Carolina Cash Loan Debate

If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your North Carolina Attorney General:

Office of the Attorney General
9001 Mail Service Center
Raleigh, NC 27699-9001