Minnesota Cash Loans

Good news, Minnesota residents! If you are strapped for cash, CashLoan.org can help you. CashLoan.org offers a quick and confidential service: take two minutes to fill out your application, and within 90 seconds the approval will come through and an hour after that the funds will be waiting for you in your account. It is that easy.

Financial emergencies can take you by surprise at the most inopportune times. When your car needs those vital repairs or that medical emergency demands immediate attention, there is often not time to fill out lengthy bank loan applications or hunt through your area for a cash store.

Why struggle and juggle finances between paychecks when you can alleviate your financial headache in about an hour? Residents in most states can take advantage of this easy-to-use service. APPLY NOW online for your cash advance loan at CashLoan.org or contact us today!

State Law

Minnesota law states that a contract with a payday lender must contain specific data including detailed contact information of the lender (trade name, telephone numbers, address). Additionally, the details of the transaction must be clearly outlined including the date, amount issued, terms and conditions, consumer payment obligations and due dates. The practice of loan splitting (dividing one loan in half and then charging fees for both loans) is strictly prohibited. Payday advance lenders may pursue civil and/or criminal action against a borrower for a defaulted loan.

Maximum Loan

$350 is the maximum payday advance loan, excluding fees, allowed by law.

Loan Terms

Loan terms vary, but cannot exceed a maximum of 30 days.


Minnesota law does not permit extensions or rollovers.

Fee Limits

Payday lenders may charge a $5.50 for loans ranging from $1-$50. For payday loans ranging from $51 to $100, the fee is $5 + 7% (a minimum of $10). For payday loans between $101 and $250, the fee is $5 + 6% (a minimum of $17.50).

Minnesota Cash Loan Debate

If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Minnesota Attorney General:

Office of the Attorney General
1400 Bremer Tower
445 Minnesota Street
St. Paul, MN 55101-2131