Tennessee Cash Loans

Tennessee residents looking for emergency cash loans have multiple options. You could apply for a loan at the bank, or you could drive to a cash advance store in your area. Of course, you could save time, money and gas by simply going to CashLoan.org where you can have that emergency cash in an hour or less.

When urgent needs crop up such as car repair, a medical emergency, an unexpected school expense for your child, gifts for that surprise birthday party or an unexpected financial loss, a cash advance loan from CashLoan.org is ready to help. A cash advance loan is a short term loan- meant to be paid back in a couple of weeks. The application process is fast and easy with approval times as little as 90 seconds.

A cash advance loan can be just what you need to pay for unexpected expenses that otherwise would have to wait until your next payday. CashLoan.org cash advances taken out are short-term loans- a quick-fix cash advance to keep you going between paychecks. Residents in most states can take advantage of this great service. Simply APPLY NOW online or contact us today!

State Law

Tennessee has laws on the book that specifically target the authorization of cash advance loans. One of the stipulations is that payday lenders must be licensed. Additionally, written contracts must specifically outline all of the charges and fees. Borrowers may not have more than three outstanding payday loans at a time totaling a maximum $500. Payday advance lenders may not pursue criminal action against a borrower.

Maximum Loan

$500 is the maximum payday advance loan, excluding fees, allowed by law.

Loan Terms

Loan terms vary, but cannot exceed a maximum of 31 days.

Rollovers

Not stipulated

Fee Limits

Finance fees cannot exceed 15% or the lesser of $30. Payday lenders may also charge a one-time $30 Non-sufficient funds collection fee.

Tennessee Cash Loan Debate

If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Tennessee Attorney General:

Office of the Attorney General and Reporter
PO Box 20207
Nashville, TN 37202-0207