Cash loans can help you meet your unexpected financial obligation by providing you money within a very short period of time.

Consumers who are looking for unsecured short-term loans of $100-$1000 frequently rely on payday lenders to help them through a temporary financial need. Payday lenders typically require no security deposit and keep the paperwork simple and straightforward for their customers. Generally all that is required is for loan applicants to have a regular source of income which can be verified. Lenders will use the information given on the loan application to determine what amount can be borrowed and other loan terms, such as repayment, fees, and renewal options, if available.

Cashloan.org acts as a referral service to the lenders that are in our network of loan providers. To make the loan application process as simple and streamlined as possible, this website contains a secure short-term loan application which will be then be used by the network lenders to make lending decisions. Personal information such as name, address, home and work phone numbers, and email address, is generally asked for. Learn more about How It Works.

Annual Percentage Rates (APRs)

You are probably asking what it costs. Since these are unsecured loans, expect to pay higher fees than you would a normal loan from your bank. CashLoan.org is not a lender and does not play a role in determining costs or APR

Every lender has their terms and conditions regarding loan amounts and APR’s. The cost to borrow $100 for two weeks varies by your credit history, debt-to-income ratio, even the state you reside. Yes, where you live is just as important as some states have banned payday loans altogether and/or have set maximum amounts a lender can charge legally. Generally, annual rates can range from over 200% to over 1000%.

Late and Partial Payments

You are responsible for paying your loan in full by the agreed upon date. If you think at any time you cannot, you must contact your lender right away. Not paying your loan or missed payments come with severe implication. Your credit may get impacted and legal proceedings can be brought against you.

You must review the lender’s terms carefully, including but not limited to the late payment and renewal polices. Not all lenders are able to provide rollovers and extensions.