Background
Rapid Cash is a leading financial services provider specializing in short-term loans, including payday loans, installment loans, title loans, and lines of credit. With a focus on speed, convenience, and customer service, Rapid Cash has served more than 10 million people since its founding in 1997. The company operates both online and through a network of retail locations, offering flexible borrowing options for individuals facing unexpected expenses or cash flow gaps.
History
Founded in 1997, Rapid Cash has grown to become a trusted name in the short-term lending industry. The company is part of the Speedy Cash family of brands, known for compliance with federal, state, and municipal regulations. Rapid Cash is a member of the Online Lenders Alliance (OLA), adhering to best practices and a code of conduct to ensure fair treatment and transparency for borrowers.
Types of Loans and Fees Charged
Payday Loans: Short-term loans up to $2,500 (amount varies by state), designed to be repaid on the borrower’s next payday. Flat fee structure.
Installment Loans: Loans up to $5,000, repaid over scheduled payments. Early payoff is allowed to save on interest.
Title Loans: Loans up to $25,000 secured by the borrower’s vehicle. The borrower keeps their car while repaying the loan.
Lines of Credit: Ongoing access to cash up to $3,000, with scheduled payments and daily interest on the outstanding principal.
Other Services: Check cashing, auto loans, bill payment, and more (services may vary by location).
Interest Rates & Fees: Fees and APRs vary by loan type, amount, and state law. All terms are disclosed during the application process.
Locations
Rapid Cash operates online and through numerous retail stores across several states, including:
Nevada: Las Vegas, Henderson, North Las Vegas, Sparks
Oregon: Portland
Texas: Arlington, Austin, Dallas, Houston, San Antonio, and more
California: Los Angeles, San Diego, Riverside, and others
Arizona, Kansas, Louisiana, Mississippi, Missouri, Tennessee, Washington
Florida Locations (Rapid Cash Payday Loans, LLC): Orlando, Winter Park
States Where Loans Are Offered and Not Offered
Available States: Rapid Cash serves customers in multiple states, including Nevada, Oregon, Texas, California, Arizona, Kansas, Louisiana, Mississippi, Missouri, Tennessee, and Washington. Loan types and limits vary by state.
Unavailable States: Not available in states with strict payday lending bans or where the company is not licensed to operate.
How to Contact Rapid Cash
Corporate Office (Las Vegas): 2710 S Maryland Pkwy Ste A, Las Vegas, NV 89109
Customer Service Phone: Varies by location; main Nevada office: (702) 368-2274
Website: www.speedycash.com/rapid-cash/
Florida Locations (Rapid Cash Payday Loans, LLC):
11804 East Colonial Drive, Suite 101, Orlando, FL 32826
5657 Curry Ford Road, Suite 130, Winter Park, FL 32792
9251 South Orange Blossom Trail, Suite 12, Orlando, FL 32837
5354 South John Young Parkway, Orlando, FL 32839
Customers can also apply online for instant funding options or visit a store for in-person service.
