Background
Personal Cash Advance is an online loan referral service that connects consumers with a network of lenders offering short-term financial solutions, such as payday loans, cash advances, and installment loans. The company is designed for individuals who need quick access to cash for unexpected expenses and may not qualify for traditional bank loans. Personal Cash Advance does not directly lend money but streamlines the process of finding and applying for loans through its secure online platform.
History
Personal Cash Advance has operated for several years as a trusted intermediary in the payday and short-term lending industry. The company’s mission is to provide a fast, simple, and confidential way for consumers to access multiple loan offers with a single application. Over time, Personal Cash Advance has built a reputation for convenience and accessibility, serving customers nationwide.
Types of Loans and Fees Charged
Loan Types: Payday loans, cash advances, and installment loans.
Loan Amounts: Typically range from $100 to $1,000 for payday loans, with some installment loans offering higher limits depending on the lender.
Repayment Terms:
Payday loans: Usually due on the borrower’s next payday (2–4 weeks).
Installment loans: Repaid over several months in fixed payments.
Interest Rates (APR): Vary widely by lender and state, but payday loans often carry high APRs, sometimes exceeding 300%. All fees and rates are disclosed by the lender before acceptance.
Fees: Origination, late payment, and returned payment fees may apply, depending on the lender and state regulations. Personal Cash Advance does not charge users for its referral service.
Locations
Personal Cash Advance operates exclusively online, allowing customers to apply for loans from anywhere in the United States.
States Where Loans Are Offered and Not Offered
Available States: The service is available in most states where payday lending is legal. Loan products and lender participation may vary by state.
Unavailable States: Not available in states with strict payday lending bans or heavy regulation. Applicants should check eligibility during the application process.
How to Contact Personal Cash Advance
Website: www.personalcashadvance.com
Customer Service: Contact is typically handled via an online form on the website. Direct phone and email support may vary and are provided during the application process if needed.
Personal Cash Advance makes it easy to compare loan offers and find the best option for your needs, all with a single, secure application.
