Background
MyCashTime, operating as Cash Time Loan Centers, is a leading provider of personal loans, auto title loans, and registration loans in Arizona. The company is known for its fast approval process, flexible loan options, and a strong presence throughout the state, serving customers who need quick access to cash for emergencies or unexpected expenses.
History
Founded in 1997, Cash Time Loan Centers has over 27 years of experience in the consumer finance industry. The company is locally owned and operated, with headquarters in Phoenix, Arizona. Over the years, Cash Time has grown to operate more than 20 locations across the Phoenix and Tucson metro areas, becoming an industry leader in title and personal loans for Arizona residents.
Types of Loans and Fees Charged
Loan Types:
Personal Loans (including registration loans)
Auto Title Loans
Online Loans (personal and registration loans)
Loan Refinancing (including buyouts from other lenders)
Loan Amounts:
Personal & Registration Loans: $200 – $2,500
Auto Title Loans: $200 – $100,000 (based on vehicle value and application)
Repayment Terms:
Up to 48 months for fully amortized loans
Payment frequency and terms are flexible and can be customized to fit the borrower’s budget
Interest Rates (APR):
$0–$500: 204%
$501–$2,500: 180%
$2,501–$5,000: 156%
$5,001 and up: 120%
Fees: All fees and terms are disclosed during the application process. There are no prepayment penalties for paying off loans early.
Locations
Cash Time Loan Centers operates over 20 locations throughout Arizona, including Phoenix, Tucson, Mesa, Tempe, Glendale, Chandler, and other cities statewide. The company also offers 100% online loans to residents anywhere in Arizona.
States Where Loans Are Offered and Not Offered
Available States: Arizona only
Unavailable States: Not available outside Arizona
How to Contact MyCashTime (Cash Time Loan Centers)
Headquarters: 3802 N Oracle Rd, Tucson, AZ 85705-3227
Corporate Office: 2355 N Swan Rd, Tucson, AZ 85712
Customer Service Phone: (602) 433-4090
Additional Phone Numbers: (520) 320-0888, (602) 262-2612, (480) 733-0300, (623) 848-6900, (602) 262-2400, (480) 994-4559, (602) 841-1011, (602) 433-4050, (602) 433-4090, (602) 870-3000, (623) 925-1200, (602) 275-2600, (602) 298-4400, (602) 268-2100, (602) 765-1800
Fax: (602) 262-2401, (480) 733-2800, (623) 848-0303
Website: cashtime.com
Email: Use the contact form on the website or call for direct support
Business Hours:
Monday–Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 2:00 PM
Sunday: Closed
