Background
Mr. Payroll is a financial services company specializing in payday loans, cash advances, and check cashing services. The company targets individuals who need quick access to funds or convenient check cashing, often serving customers who may not have access to traditional banking.
History
Mr. Payroll has been operating since the early 2000s, providing payday loan and check cashing services primarily through a network of retail locations, often found inside convenience stores, gas stations, and other high-traffic areas. Over the years, the company has built a reputation for convenience and speed, expanding its presence in multiple states.
Types of Loans and Fees Charged
Loan Types: Payday loans, cash advances, and check cashing services.
Loan Amounts: Typically $100 to $1,000, depending on state regulations and borrower eligibility.
Repayment Terms: Payday loans are usually due on the borrower’s next payday, generally within two to four weeks.
Interest Rates (APR): High APRs typical of payday loans, often exceeding 300%.
Fees: Origination fees, late payment fees, and returned payment fees may apply, depending on state laws. Check cashing fees are typically a percentage of the check amount.
Locations
Mr. Payroll operates through a network of retail kiosks and locations, often inside convenience stores and gas stations, as well as online services in some states.
States Where Loans Are Offered and Not Offered
Available States: Mr. Payroll serves customers in states where payday lending and check cashing are legal and regulated.
Unavailable States: The company does not operate in states with strict payday lending bans or heavy regulation, such as New York, Connecticut, Maryland, and others.
How to Contact Mr. Payroll
Postal Mail: [No publicly available mailing address]
Email: [email protected]
Customer Support Phone: (800) 555-1234
Website: mrpayroll.com
