Background
Cash America Pawn is one of the largest and most recognized pawn shop chains in the United States and Latin America, offering secured pawn loans, retail sales of pre-owned merchandise, and a variety of financial services. The company primarily serves cash- and credit-constrained consumers, providing quick access to cash through pawn loans secured by personal property such as jewelry, electronics, tools, and other valuable items.
History
Cash America was founded in 1983 by Jack Daugherty, who expanded rapidly by acquiring and opening pawn shops across Texas and beyond. The company went public in 1987, becoming the first publicly traded pawn shop company in the U.S. Throughout the 1990s and 2000s, Cash America continued to grow through acquisitions and international expansion, including ventures in the UK and Sweden. In 2016, Cash America International, Inc. merged with First Cash Financial Services, Inc. to form FirstCash, Inc. (NYSE: FCFS), now the global leader in pawn store operations with over 2,000 locations across the U.S., Mexico, Guatemala, and El Salvador.
Types of Loans and Fees Charged
Loan Types: Secured pawn loans (non-recourse, collateral-based), payday advances (in some locations), and other small consumer loans.
Loan Amounts: Determined by the value of the pledged item and local/state regulations.
Repayment Terms: Typically 30 days, with the option to renew or extend by paying additional fees and interest.
Interest Rates and Fees: Vary by state and loan amount. All terms are disclosed at the time of the loan. Pawn loans are non-recourse, meaning if the borrower does not repay, only the pledged item is forfeited.
Locations
Cash America Pawn operates thousands of retail pawn and consumer lending locations in 24 U.S. states and the District of Columbia, as well as in Mexico, Guatemala, and El Salvador. Stores are typically located in high-traffic urban and suburban areas.
States Where Loans Are Offered and Not Offered
Available States: Cash America Pawn operates in 24 U.S. states and the District of Columbia, as well as internationally in Mexico, Guatemala, and El Salvador. Availability of specific loan products may vary by state due to local regulations.
Unavailable States: Not available in states with strict pawn or payday lending regulations or bans.
How to Contact Cash America Pawn
Headquarters: 1600 W. 7th St., Fort Worth, Texas 76102, USA
Customer Service Phone: (800) 572-3577
Additional Phone Numbers: (888) 588-4987 (Customer Service), (800) 773-3147 (Acquisitions), (800) 322-3250 (Collections), (800) 223-8738 (Headquarters), (800) 645-0623 (Investors/Franchising), (877) 836-1030 (Media)
Customer Support Email: [email protected]
Website: www.cashamerica.com
Cash America Pawn is now part of FirstCash, Inc., the global leader in pawn store operations.
