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Cash 1

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Background

Cash 1 is a direct lender specializing in personal installment loans, title loans, and lines of credit for individuals who may not qualify for traditional bank financing. Founded in 1997, Cash 1 is committed to providing fast, hassle-free access to cash with a focus on customer service, privacy, and flexible lending solutions. The company operates both online and through a network of physical branches.

History

Since its founding in 1997, Cash 1 has grown to serve customers across multiple states, with a strong presence in Arizona and Nevada through its 21 branch locations. The company employs over 200 specialized staff and has become known for its high approval rates, fast funding, and commitment to serving community financial needs. Cash 1 is a BBB-accredited business with more than 25 years in operation.

Types of Loans and Fees Charged

  • Personal Installment Loans: Available in Nevada (in-store and online) and online in Arizona, Nevada, Utah, Idaho, Kansas, and Missouri. Loan amounts typically range from $50 to $1,000, with fixed rates and terms, and no prepayment penalties.

  • Title Loans: Offered in Arizona and Nevada, with loan amounts up to $50,000 depending on the vehicle’s value and borrower’s ability to repay. Both clear title and title equity loans are available.

  • Personal Line of Credit: Available online for residents of Utah, Idaho, Kansas, Missouri, and Louisiana, with credit limits from $50 to $2,000. Borrowers can make multiple withdrawals up to their approved limit.

  • Cash Advances: Offered as part of the line of credit or installment loan products, with amounts and terms based on state regulations and borrower eligibility.

  • Fees and Rates: All rates and fees are disclosed upfront and vary by product and state. There are no prepayment penalties, and the application process is free.

Locations

  • Physical Branches: 21 locations in Arizona and Nevada.

  • Online Services: Available in Arizona, Nevada, Utah, Idaho, Kansas, Missouri, and Louisiana.

States Where Loans Are Offered and Not Offered

  • Available States: Arizona, Nevada (in-store and online), Utah, Idaho, Kansas, Missouri, and Louisiana (online only for some products).

  • Unavailable States: Not available outside the states listed above.

How to Contact Cash 1

Cash 1 offers applications online, by phone, or in person, with approval and funding possible in as little as 15 minutes. Applicants must be at least 18 years old, provide proof of income, and have an open checking account.

 
 

 
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