Virginia Cash LoansIf you need a cash advance loan in Virginia, then CashLoan.org can help you get one quickly, efficiently and confidentially. Sure you could apply for a bank loan or drive to a local cash advance store, but why spend the time, energy and gas? The fastest way to alleviate financial emergencies is with a fast, secure and confidential loan from CashLoan.org.
An emergency car repair, a medical emergency, a gift for that surprise birthday party or an unexpected financial loss are just some of the emergency financial problems that could surprise you between paychecks. CashLoan.org offers a quick and confidential service: take two minutes to fill out your application, and within 90 seconds the approval will come through and an hour after that the funds will be waiting for you in your account. It is that easy.
CashLoan.org can help you immediately- no credit checks, just the money you need to get out from under your economic problem quickly. You can APPLY NOW online, or you can contact us. Residents in most states can take advantage of CashLoan.org’s reliable, confidential and secure service.
Virginia has laws on the book that specifically target the authorization of cash advance loans. Cash advance lenders to be licensed. Lenders must also provide a written contract that specifically outlines all of the charges and fees and includes the phrase, “A payday loan is not intended to meet long-term financial needs.” A borrower may not have more than one outstanding payday loan at a time. Payday advance lenders may not pursue criminal action against a borrower
$500 is the maximum payday advance loan, excluding fees, allowed by law.
Loan terms vary- but must be a minimum of 7 days.
Virginia law does not permit extensions or rollovers.
Finance fees are highly regulated; there is a maximum fee of 15% of the amount borrowed. The lender may also charge a non-sufficient funds fee of $25 and up to $20 in collection costs.
Virginia Cash Loan Debate
If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Virginia Attorney General:
Office of the Attorney General
900 East Main Street
Richmond, VA 23219