Oregon Cash Loans

Oregon residents looking for emergency cash loans have multiple options. You could apply for a loan at the bank, or you could drive to a cash advance store in your area. Of course, you could save time, money and gas by simply going to where you can have that emergency cash in an hour or less.

When urgent needs crop up such as car repair, a medical emergency, an unexpected school expense for your child, gifts for that surprise birthday party or an unexpected financial loss, a cash advance loan from is ready to help. A cash advance loan is a short term loan- meant to be paid back in a couple of weeks. The application process is fast and easy with approval times as little as 90 seconds.

A cash advance loan can be just what you need to pay for unexpected expenses that otherwise would have to wait until your next payday. cash advances taken out are short-term loans- a quick-fix cash advance to keep you going between paychecks. Residents in most states can take advantage of this great service. Simply APPLY NOW online or contact us today!

State Law
Oregon has laws on the book that specifically target the authorization of cash advance loans. Borrowers may not have more than one outstanding payday loan at a time. After three renewals of a payday loan, the state mandates a cooling-off period of one day.

Maximum Loan
Any amount as long as it does not exceed 25% of a customer’s gross monthly income.

Loan Terms
Loan terms vary- they can be anywhere from 31 to 60 days.

Oregon law permits three extensions or rollovers.

Fees and charges:
Finance fees cannot exceed 36% of the amount borrowed. Origination fees may not exceed $10 per every $100 borrowed. Payday lenders may also charge a one-time $25 non-sufficient funds fee and applicable bank fees.

Oregon Cash Loan Debate
If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Oregon Attorney General:

Oregon Department of Justice
1162 Court Street NE
Salem, OR 97301-4096