New York Cash Loans

Good news, New York residents! If you are strapped for cash, can help you. offers a quick and confidential service: take two minutes to fill out your application, and within 90 seconds the approval will come through and an hour after that the funds will be waiting for you in your account. It is that easy. understands that emergencies happen. Whether it is a medical emergency, a car repair, a surprise party that requires a gift from you, or an unexpected school expense, a cash advance loan may be just the thing you need to take care of the situation. A cash advance is a short-term loan meant to keep you afloat between paychecks and, as such, usually is paid back within a couple of weeks. The application process is fast and easy with approval time 90 seconds or less.

A cash advance can be just what you need to pay for whatever unexpected expense finds its way into your life. There’s no need to struggle until your next paycheck. Residents in most states can enjoy this great service. Simply APPLY NOW online or contact us today!

State Law
New York state law prohibits payday loans. The law stipulates that payday loan lenders (and other small loan lenders) must comply with the state’s criminal and small loan usury laws which severally restrict the allowable interest rates and fees to levels much lower than what a payday lender usually charges.

Maximum Loan
Not stipulated

Loan Terms
Not stipulated

Not stipulated

Fee Limits
Companies may charge any interest rate and fees that the consumer is willing to pay. However state law caps small loans at a 25% fixed rate per year.

New York Cash Loan Debate
If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your New York Attorney General:

Department of the Attorney General
The Capitol
Albany, NY 12224-0341